Natural hazards · Crow Wing

Crow Wing, MN natural hazards

Most of the natural-hazard damage FEMA expects in Crow Wing comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Crow Wing?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Crow Wing to be higher than in 76% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding66%Cold waves19%Everything else15%

By hazard

What Crow Wing faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 2 years in the area

Cold waves

19% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 14 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Crow Wing flood?

FEMA's records show no paid flood insurance claims in Crow Wing.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Crow Wing isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crow Wing County.

Disasters that hit Crow Wing

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Crow Wing itself: aid to households, or repair grants to the Township of Crow Wing.

Brought FEMA money into Crow WingDeclared for Crow Wing County only

2022

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$18K to the Township of Crow Wing for repairs

Crow Wing County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Crow Wing

Crow Wing and the towns around it

Very lowLowModerateHighVery high

Crow Wingmostly inland floodingHigh

St. Mathiasmostly inland floodingHigh

Fort Ripleymostly inland floodingHigh

Long Lakemostly inland floodingHigh

Brainerdmostly inland floodingLow

Baxtermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Crow Wing is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Crow Wing’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Crow Wing. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.