Natural hazards · St. George

St. George, MN natural hazards

Most of the natural-hazard damage FEMA expects in St. George comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is St. George?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in St. George to be higher than in 36% of U.S. communities, mostly from inland flooding.

Inland flooding53%Tornadoes14%Cold waves10%Strong wind9%Hail7%Everything else8%

By hazard

What St. George faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

14% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 31 years in the area

Cold waves

10% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 12 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Hail

7% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does St. George flood?

FEMA's records show no paid flood insurance claims in St. George.

of homes in flood zones
are insured

of all homes
are insured

No community discount. St. George isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Benton County.

Disasters that hit St. George

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in St. George itself: aid to households, or repair grants to the Township of St. George.

Brought FEMA money into St. GeorgeDeclared for Benton County only

2001

Severe Winter Storms, Flooding, and Tornadoes

$17K to the Township of St. George for repairs

Benton County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around St. George

St. George and the towns around it

Very lowLowModerateHighVery high

Palmermostly inland floodingModerate

Glendoradomostly inland floodingModerate

Gilmantonmostly inland floodingModerate

St. Georgemostly inland floodingLow

Mindenmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. St. George is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to St. George’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of St. George. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.