Natural hazards · Minden

Minden, MN natural hazards

Most of the natural-hazard damage FEMA expects in Minden comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Minden?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Minden to be higher than in 25% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes18%Cold waves13%Strong wind9%Hail6%Everything else7%

By hazard

What Minden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 33% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

18% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 75 years in the area

Cold waves

13% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 12 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 4 times a year in the area

Hail

6% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Minden flood?

FEMA's records show no paid flood insurance claims in Minden.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Minden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Benton County.

Disasters that hit Minden

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Minden itself: aid to households, or repair grants to the Township of Minden.

Brought FEMA money into MindenDeclared for Benton County only

2013

Severe Storms, Straight-Line Winds, and Flooding

$871 to the Township of Minden for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$3K to the Township of Minden for repairs

Benton County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Minden

Minden and the towns around it

Very lowLowModerateHighVery high

Sauk Rapidsmostly inland floodingModerate

St. Cloudmostly inland floodingModerate

Sauk Rapidsmostly inland floodingModerate

Havenmostly inland floodingModerate

Mayhew Lakemostly inland floodingModerate

St. Georgemostly inland floodingLow

Mindenmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Minden covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Minden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Minden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Minden total about $3.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.