Natural hazards · Spicer

Spicer, MN natural hazards

Most of the natural-hazard damage FEMA expects in Spicer comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Spicer?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Spicer to be higher than in 26% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding43%Cold waves24%Strong wind10%Tornadoes10%Hail6%Everything else8%

By hazard

What Spicer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once every 2 years in the area

Cold waves

24% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 12 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 20 years in the area

Hail

6% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Spicer flood?

FEMA's records show no paid flood insurance claims in Spicer.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Spicer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kandiyohi County.

Disasters that hit Spicer

Federal disasters declared here

None of the disasters declared for Kandiyohi County shows FEMA aid or repair money reaching Spicer itself in FEMA’s records.

Brought FEMA money into SpicerDeclared for Kandiyohi County only

Kandiyohi County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Spicer

Spicer and the towns around it

Very lowLowModerateHighVery high

New Londonmostly inland floodingLow

Spicermostly inland floodingLow

Green Lakemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Spicer is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Spicer’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Spicer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.