Natural hazards · Silver Creek

Silver Creek, MN natural hazards

Most of the natural-hazard damage FEMA expects in Silver Creek comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1998.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Silver Creek?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Silver Creek to be higher than in 63% of U.S. communities, mostly from inland flooding.

Inland flooding64%Tornadoes12%Strong wind9%Hail6%Everything else9%

By hazard

What Silver Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 22 years in the area

Strong wind

9% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Hail

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Silver Creek flood?

Every paid claim on a federal flood insurance policy in Silver Creek, from FEMA’s records.

3paid claims since 1998

$34Kpaid to owners

0homes flooded more than once

19982026

of all homes
are insured

No community discount. Silver Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wright County.

Disasters that hit Silver Creek

Federal disasters declared here

None of the disasters declared for Wright County shows FEMA aid or repair money reaching Silver Creek itself in FEMA’s records.

Brought FEMA money into Silver CreekDeclared for Wright County only

Wright County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Silver Creek

Silver Creek and the towns around it

Very lowLowModerateHighVery high

Clear Lakemostly inland floodingHigh

Silver Creekmostly inland floodingHigh

Clearwatermostly inland floodingHigh

Corinnamostly inland floodingHigh

Beckermostly inland floodingModerate

Monticellomostly inland floodingModerate

Maple Lakemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Silver Creek covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Silver Creek’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Silver Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Silver Creek total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.