Natural hazards · Maple Lake

Maple Lake, MN natural hazards

Most of the natural-hazard damage FEMA expects in Maple Lake comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Maple Lake?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maple Lake to be higher than in 36% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes16%Strong wind13%Hail7%Everything else10%

By hazard

What Maple Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 33 years in the area

Strong wind

13% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Hail

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Maple Lake flood?

FEMA's records show no paid flood insurance claims in Maple Lake.

of all homes
are insured

No community discount. Maple Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wright County.

Disasters that hit Maple Lake

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Maple Lake itself: aid to households, or repair grants to the Township of Maple Lake.

Brought FEMA money into Maple LakeDeclared for Wright County only

2002

Severe Storms, Flooding and Tornadoes

$110K to the Township of Maple Lake for repairs

Wright County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Maple Lake

Maple Lake and the towns around it

Very lowLowModerateHighVery high

Silver Creekmostly inland floodingHigh

Corinnamostly inland floodingHigh

Albionmostly inland floodingModerate

Monticellomostly inland floodingModerate

Chathammostly inland floodingModerate

Maple Lakemostly inland floodingLow

Buffalomostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maple Lake covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Maple Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Maple Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Maple Lake total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.