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Natural hazards · Sheldon

Sheldon, MN natural hazards

Most of the natural-hazard damage FEMA expects in Sheldon comes from inland flooding, and overall the risk is very high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Sheldon?

80
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sheldon to be higher than in 80% of U.S. communities, mostly from inland flooding.

Inland flooding73%Cold waves12%Tornadoes7%Everything else9%
By hazard

What Sheldon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about once a year in the area

Cold waves

12% of expected damage
Above average · higher than 58% of U.S. places
Recorded about 8 times a year in the area

Tornadoes

7% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 16 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Sheldon flood?

FEMA's records show no paid flood insurance claims in Sheldon.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Sheldon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Houston County.
Disasters that hit Sheldon

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sheldon itself: aid to households, or repair grants to the Township of Sheldon.

Brought FEMA money into SheldonDeclared for Houston County only
2016

Severe Storms and Flooding

$29K to the Township of Sheldon for repairs
2013

Severe Storms, Straight-Line Winds, and Flooding

$211K to the Township of Sheldon for repairs
2010

Severe Storms, Tornadoes, and Flooding

$14K to the Township of Sheldon for repairs
2008

Severe Storms and Flooding

$2K to the Township of Sheldon for repairs
2007

Severe Storms and Flooding

$38K to the Township of Sheldon for repairs
2000

Severe Storms and Flooding

$2K to the Township of Sheldon for repairs
Houston County has had 19 natural disasters declared since 1953, most often floods and severe storms.
Around Sheldon

Sheldon and the towns around it

Caledonia: Moderate, mostly inland floodingHouston: Very high, mostly inland floodingYucatan: Very high, mostly inland floodingUnion: Very high, mostly inland floodingMound Prairie: Very high, mostly inland floodingBlack Hammer: Moderate, mostly inland floodingWilmington: Moderate, mostly inland floodingMayville: Low, mostly inland floodingCaledonia: Low, mostly inland floodingHouston: Very high, mostly inland floodingMoney Creek: Very high, mostly inland floodingNorway: Very high, mostly inland floodingBrownsville: Very high, mostly inland floodingHokah: Very high, mostly inland floodingLa Crescent: Very high, mostly inland floodingSheldon: Very high, mostly inland flooding SheldonCaledoniaHoustonYucatanUnionMound Prairie
Very lowLowModerateHighVery high
Unionmostly inland floodingVery high
Mound Prairiemostly inland floodingVery high
Sheldonmostly inland floodingVery high
Houstonmostly inland floodingVery high
Yucatanmostly inland floodingVery high
Caledoniamostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sheldon is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Sheldon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Sheldon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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