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Natural hazards · Mound Prairie

Mound Prairie, MN natural hazards

Most of the natural-hazard damage FEMA expects in Mound Prairie comes from inland flooding, and overall the risk is very high for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mound Prairie?

84
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mound Prairie to be higher than in 84% of U.S. communities, mostly from inland flooding.

Inland flooding69%Cold waves15%Tornadoes7%Everything else10%
By hazard

What Mound Prairie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about once a year in the area

Cold waves

15% of expected damage
Above average · higher than 58% of U.S. places
Recorded about 8 times a year in the area

Tornadoes

7% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 16 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mound Prairie flood?

FEMA's records show no paid flood insurance claims in Mound Prairie.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Mound Prairie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Houston County.
Disasters that hit Mound Prairie

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mound Prairie itself: aid to households, or repair grants to the Township of Mound Prairie.

Brought FEMA money into Mound PrairieDeclared for Houston County only
2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$36K to the Township of Mound Prairie for repairs
2016

Severe Storms and Flooding

$7K to the Township of Mound Prairie for repairs
2013

Severe Storms, Straight-Line Winds, and Flooding

$17K to the Township of Mound Prairie for repairs
2010

Severe Storms, Tornadoes, and Flooding

$7K to the Township of Mound Prairie for repairs
2008

Severe Storms and Flooding

$25K to the Township of Mound Prairie for repairs
2007

Severe Storms and Flooding

$268K to the Township of Mound Prairie for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$6K to the Township of Mound Prairie for repairs
2000

Severe Storms and Flooding

$4K to the Township of Mound Prairie for repairs
Houston County has had 19 natural disasters declared since 1953, most often floods and severe storms.
Around Mound Prairie

Mound Prairie and the towns around it

Union: Very high, mostly inland floodingLa Crescent: Very high, mostly inland floodingHouston: Very high, mostly inland floodingHokah: Very high, mostly inland floodingSheldon: Very high, mostly inland floodingMayville: Low, mostly inland floodingBrownsville: Very high, mostly inland floodingLa Crescent: Very high, mostly inland floodingCampbell: Very low, mostly inland floodingLa Crosse: Low, mostly cold wavesDresbach: High, mostly inland floodingNew Hartford: High, mostly inland floodingHouston: Very high, mostly inland floodingMoney Creek: Very high, mostly inland floodingYucatan: Very high, mostly inland floodingShelby: High, mostly inland floodingCaledonia: Moderate, mostly inland floodingMound Prairie: Very high, mostly inland flooding Mound PrairieUnionLa CrescentHoustonHokahSheldon
Very lowLowModerateHighVery high
Mound Prairiemostly inland floodingVery high
Unionmostly inland floodingVery high
Hokahmostly inland floodingVery high
La Crescentmostly inland floodingVery high
Houstonmostly inland floodingVery high
Sheldonmostly inland floodingVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mound Prairie is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Mound Prairie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Mound Prairie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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