Natural hazards · Royalton

Royalton, MN natural hazards

Most of the natural-hazard damage FEMA expects in Royalton comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 2002.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Royalton?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Royalton to be higher than in 84% of U.S. communities, mostly from inland flooding.

Inland flooding79%Everything else21%

By hazard

What Royalton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Royalton flood?

Every paid claim on a federal flood insurance policy in Royalton, from FEMA’s records.

2paid claims since 2002

$3Kpaid to owners

0homes flooded more than once

20022026

of all homes
are insured

No community discount. Royalton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Morrison County.

Disasters that hit Royalton

Federal disasters declared here

None of the disasters declared for Morrison County shows FEMA aid or repair money reaching Royalton itself in FEMA’s records.

Brought FEMA money into RoyaltonDeclared for Morrison County only

Morrison County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Royalton

Royalton and the towns around it

Very lowLowModerateHighVery high

Royaltonmostly inland floodingVery high

Bellevuemostly inland floodingVery high

Langolamostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Royalton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Royalton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Royalton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.