Natural hazards · Bellevue

Bellevue, MN natural hazards

Most of the natural-hazard damage FEMA expects in Bellevue comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bellevue?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bellevue to be higher than in 84% of U.S. communities, mostly from inland flooding.

Inland flooding79%Everything else21%

By hazard

What Bellevue faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bellevue flood?

FEMA's records show no paid flood insurance claims in Bellevue.

of all homes
are insured

No community discount. Bellevue isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Morrison County.

Disasters that hit Bellevue

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bellevue itself: aid to households, or repair grants to the Township of Bellevue.

Brought FEMA money into BellevueDeclared for Morrison County only

2013

Severe Storms, Straight-Line Winds, and Flooding

$1K to the Township of Bellevue for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$3K to the Township of Bellevue for repairs

Morrison County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Bellevue

Bellevue and the towns around it

Very lowLowModerateHighVery high

Bellevuemostly inland floodingVery high

Little Fallsmostly inland floodingVery high

Royaltonmostly inland floodingVery high

Langolamostly inland floodingHigh

Swan Rivermostly inland floodingHigh

Two Riversmostly inland floodingHigh

Buckmanmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bellevue is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bellevue’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Bellevue. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.