Natural hazards · Roscoe

Roscoe, MN natural hazards

Most of the natural-hazard damage FEMA expects in Roscoe comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 34 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roscoe?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roscoe to be higher than in 67% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding55%Tornadoes18%Strong wind10%Cold waves6%Hail6%Everything else5%

By hazard

What Roscoe faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 19 years in the area

Strong wind

10% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 9 times a year in the area

Hail

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roscoe flood?

Every paid claim on a federal flood insurance policy in Roscoe, from FEMA’s records.

34paid claims since 1979

$754Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Roscoe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Goodhue County.

Disasters that hit Roscoe

Federal disasters declared here

None of the disasters declared for Goodhue County shows FEMA aid or repair money reaching Roscoe itself in FEMA’s records.

Brought FEMA money into RoscoeDeclared for Goodhue County only

Goodhue County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Roscoe

Roscoe and the towns around it

Very lowLowModerateHighVery high

Roscoemostly inland floodingHigh

Pine Islandmostly inland floodingHigh

Miltonmostly inland floodingHigh

Zumbrotamostly inland floodingHigh

Minneolamostly inland floodingHigh

Cherry Grovemostly inland floodingModerate

New Havenmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roscoe covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Roscoe’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Roscoe. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Roscoe total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.