Natural hazards · Minneola

Minneola, MN natural hazards

Most of the natural-hazard damage FEMA expects in Minneola comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 1998. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Minneola?

61
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Minneola to be higher than in 61% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes19%Strong wind10%Cold waves6%Hail6%Everything else4%
By hazard

What Minneola faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once a year in the area

Tornadoes

19% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once every 18 years in the area

Strong wind

10% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 4 times a year in the area

Cold waves

6% of expected damage
Below average · higher than 35% of U.S. places
Recorded about 9 times a year in the area

Hail

6% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Minneola flood?

Every paid claim on a federal flood insurance policy in Minneola, from FEMA’s records.

5paid claims since 1998
$52Kpaid to owners
0homes flooded more than once
19982026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Minneola isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Goodhue County.
Disasters that hit Minneola

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Minneola itself: aid to households, or repair grants to the Township of Minneola.

Brought FEMA money into MinneolaDeclared for Goodhue County only
2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$20K to the Township of Minneola for repairs
2016

Severe Storms and Flooding

$9K to the Township of Minneola for repairs
2012

Severe Storms and Flooding

$6K to the Township of Minneola for repairs
2010

Severe Storms and Flooding

$24K to the Township of Minneola for repairs
2002

Severe Storms, Flooding and Tornadoes

$8K to the Township of Minneola for repairs
Goodhue County has had 15 natural disasters declared since 1953, most often floods and severe storms.
Around Minneola

Minneola and the towns around it

Zumbrota: High, mostly inland floodingWanamingo: High, mostly inland floodingWanamingo: Moderate, mostly inland floodingZumbrota: High, mostly inland floodingBelle Creek: High, mostly inland floodingRoscoe: High, mostly inland floodingPine Island: High, mostly inland floodingHolden: Moderate, mostly inland floodingCherry Grove: Moderate, mostly inland floodingLeon: High, mostly inland floodingChester: High, mostly inland floodingGoodhue: High, mostly inland floodingVasa: High, mostly inland floodingMilton: High, mostly inland floodingNew Haven: Low, mostly inland floodingMinneola: High, mostly inland flooding MinneolaZumbrotaWanamingoWanamingoZumbrotaBelle CreekRoscoe
Very lowLowModerateHighVery high
Roscoemostly inland floodingHigh
Minneolamostly inland floodingHigh
Zumbrotamostly inland floodingHigh
Wanamingomostly inland floodingHigh
Zumbrotamostly inland floodingHigh
Belle Creekmostly inland floodingHigh
Wanamingomostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Minneola covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Minneola’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Minneola. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Minneola total about $3.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01