Natural hazards · Reno

Reno, MN natural hazards

Most of the natural-hazard damage FEMA expects in Reno comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1996. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Reno?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Reno to be higher than in 69% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding60%Cold waves20%Tornadoes7%Everything else13%

By hazard

What Reno faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 2 years in the area

Cold waves

20% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 14 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 15 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Reno flood?

Every paid claim on a federal flood insurance policy in Reno, from FEMA’s records.

2paid claims since 1996

$15Kpaid to owners

0homes flooded more than once

19962026

of all homes
are insured

No community discount. Reno isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pope County.

Disasters that hit Reno

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Reno itself: aid to households, or repair grants to the Township of Reno.

Brought FEMA money into RenoDeclared for Pope County only

2009

Severe Storms and Flooding

$958 to the Township of Reno for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$6K to the Township of Reno for repairs

Pope County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Reno

Reno and the towns around it

Very lowLowModerateHighVery high

Glenwoodmostly inland floodingHigh

Minnewaskamostly inland floodingHigh

Renomostly inland floodingHigh

Ben Wademostly inland floodingHigh

Levenmostly inland floodingModerate

Lake Marymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Reno covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Reno’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Reno. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Reno total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.