Natural hazards · Ben Wade

Ben Wade, MN natural hazards

Most of the natural-hazard damage FEMA expects in Ben Wade comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ben Wade?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ben Wade to be higher than in 69% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding60%Cold waves20%Tornadoes7%Everything else13%

By hazard

What Ben Wade faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 2 years in the area

Cold waves

20% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 14 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 15 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ben Wade flood?

FEMA's records show no paid flood insurance claims in Ben Wade.

of all homes
are insured

No community discount. Ben Wade isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pope County.

Disasters that hit Ben Wade

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ben Wade itself: aid to households, or repair grants to the Township of Ben Wade.

Brought FEMA money into Ben WadeDeclared for Pope County only

2013

Severe Storms, Straight-Line Winds, and Flooding

$5K to the Township of Ben Wade for repairs

2009

Severe Storms and Flooding

$9K to the Township of Ben Wade for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$11K to the Township of Ben Wade for repairs

Pope County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Ben Wade

Ben Wade and the towns around it

Very lowLowModerateHighVery high

Noramostly inland floodingHigh

Ben Wademostly inland floodingHigh

Lowrymostly inland floodingHigh

Renomostly inland floodingHigh

White Bear Lakemostly inland floodingHigh

Holmes Citymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ben Wade is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ben Wade’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ben Wade. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.