Natural hazards · Providence

Providence, MN natural hazards

Most of the natural-hazard damage FEMA expects in Providence comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Providence?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Providence to be higher than in 46% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves18%Hail10%Tornadoes7%Heat waves6%Strong wind6%Everything else9%

By hazard

What Providence faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 2 years in the area

Cold waves

18% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 12 times a year in the area

Hail

10% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 4 years in the area

Heat waves

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Providence flood?

FEMA's records show no paid flood insurance claims in Providence.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Providence isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lac qui Parle County.

Disasters that hit Providence

Federal disasters declared here

None of the disasters declared for Lac qui Parle County shows FEMA aid or repair money reaching Providence itself in FEMA’s records.

Brought FEMA money into ProvidenceDeclared for Lac qui Parle County only

Lac qui Parle County has had 17 natural disasters declared since 1953, most often floods and severe storms.

Around Providence

Providence and the towns around it

Very lowLowModerateHighVery high

Maxwellmostly inland floodingHigh

Oshkoshmostly inland floodingModerate

Providencemostly inland floodingModerate

Hamlinmostly inland floodingModerate

Freelandmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Providence is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Providence’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Providence. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.