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Natural hazards · Hamlin

Hamlin, MN natural hazards

Most of the natural-hazard damage FEMA expects in Hamlin comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hamlin?

46
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hamlin to be higher than in 46% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves18%Hail10%Tornadoes7%Heat waves6%Strong wind6%Everything else9%
By hazard

What Hamlin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage
Above average · higher than 66% of U.S. places
Recorded about once every 2 years in the area

Cold waves

18% of expected damage
Above average · higher than 58% of U.S. places
Recorded about 12 times a year in the area

Hail

10% of expected damage
Below average · higher than 49% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

7% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 4 years in the area

Heat waves

6% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 4 times a year in the area

Strong wind

6% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hamlin flood?

FEMA's records show no paid flood insurance claims in Hamlin.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Hamlin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lac qui Parle County.
Disasters that hit Hamlin

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hamlin itself: aid to households, or repair grants to the Township of Hamlin.

Brought FEMA money into HamlinDeclared for Lac qui Parle County only
2023

Severe Storms and Flooding

$42K to the Township of Hamlin for repairs
2022

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$16K to the Township of Hamlin for repairs
2009

Severe Storms and Flooding

$5K to the Township of Hamlin for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$5K to the Township of Hamlin for repairs
Lac qui Parle County has had 17 natural disasters declared since 1953, most often floods and severe storms.
Around Hamlin

Hamlin and the towns around it

Providence: Moderate, mostly inland floodingRiverside: High, mostly inland floodingMadison: Low, mostly inland floodingGarfield: Moderate, mostly inland floodingMaxwell: High, mostly inland floodingOshkosh: Moderate, mostly inland floodingFreeland: Moderate, mostly inland floodingCerro Gordo: Low, mostly inland floodingBaxter: High, mostly inland floodingLake Shore: Low, mostly inland floodingArena: Moderate, mostly inland floodingMehurin: Moderate, mostly inland floodingHamlin: Moderate, mostly inland flooding HamlinProvidenceRiversideMadisonGarfield
Very lowLowModerateHighVery high
Riversidemostly inland floodingHigh
Hamlinmostly inland floodingModerate
Providencemostly inland floodingModerate
Garfieldmostly inland floodingModerate
Madisonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hamlin is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Hamlin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Hamlin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Hamlin, MNLac qui Parle CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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