Natural hazards · Pilot Mound

Pilot Mound, MN natural hazards

Most of the natural-hazard damage FEMA expects in Pilot Mound comes from inland flooding, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pilot Mound?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pilot Mound to be higher than in 84% of U.S. communities, mostly from inland flooding.

Inland flooding77%Cold waves9%Tornadoes9%Everything else5%

By hazard

What Pilot Mound faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Cold waves

9% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 10 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 18 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pilot Mound flood?

FEMA's records show no paid flood insurance claims in Pilot Mound.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pilot Mound isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fillmore County.

Disasters that hit Pilot Mound

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pilot Mound itself: aid to households, or repair grants to the Township of Pilot Mound.

Brought FEMA money into Pilot MoundDeclared for Fillmore County only

2016

Severe Storms and Flooding

$9K to the Township of Pilot Mound for repairs

2007

Severe Storms and Flooding

$33K to the Township of Pilot Mound for repairs

2000

Severe Storms and Flooding

$4K to the Township of Pilot Mound for repairs

Fillmore County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Pilot Mound

Pilot Mound and the towns around it

Very lowLowModerateHighVery high

Pilot Moundmostly inland floodingVery high

Arendahlmostly inland floodingVery high

Carroltonmostly inland floodingVery high

Saratogamostly inland floodingHigh

Chatfieldmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pilot Mound is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pilot Mound’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Pilot Mound. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.