TownTapestry
Sign inJoin
ChatfieldGood evening
Natural hazards · Chatfield

Chatfield, MN natural hazards

Most of the natural-hazard damage FEMA expects in Chatfield comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Chatfield?

55
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chatfield to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding64%Tornadoes14%Cold waves14%Everything else8%
By hazard

What Chatfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about once a year in the area

Tornadoes

14% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once every 9 years in the area

Cold waves

14% of expected damage
Above average · higher than 63% of U.S. places
Recorded about 10 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Chatfield flood?

FEMA's records show no paid flood insurance claims in Chatfield.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Chatfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Fillmore County.
Disasters that hit Chatfield

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chatfield itself: aid to households, or repair grants to the Township of Chatfield.

Brought FEMA money into ChatfieldDeclared for Fillmore County only
2024

Severe Storms and Flooding

$86K to the Township of Chatfield for repairs
2013

Severe Storms, Straight-Line Winds, and Flooding

$3K to the Township of Chatfield for repairs
2000

Severe Storms and Flooding

$43K to the Township of Chatfield for repairs
Fillmore County has had 16 natural disasters declared since 1953, most often floods and severe storms.
Around Chatfield

Chatfield and the towns around it

Chatfield: Moderate, mostly inland floodingFountain: Moderate, mostly inland floodingPilot Mound: Very high, mostly inland floodingJordan: Moderate, mostly inland floodingElmira: Low, mostly inland floodingOrion: Low, mostly inland floodingCarimona: Very high, mostly inland floodingPreston: Very high, mostly inland floodingFillmore: Moderate, mostly inland floodingCarrolton: Very high, mostly inland floodingSaratoga: High, mostly inland floodingArendahl: Very high, mostly inland floodingSumner: Moderate, mostly inland floodingDover: Low, mostly inland floodingChatfield: Moderate, mostly inland flooding ChatfieldChatfieldFountainPilot MoundJordanElmira
Very lowLowModerateHighVery high
Pilot Moundmostly inland floodingVery high
Chatfieldmostly inland floodingModerate
Chatfieldmostly inland floodingModerate
Fountainmostly inland floodingModerate
Jordanmostly inland floodingModerate
Elmiramostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chatfield is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Chatfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Chatfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The porch light’s on

Where to, neighbor?

You’re in Chatfield, MNFillmore CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Chatfield is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map