Sign inJoin
Housing in Osborne

A typical Osborne home is worth roughly $365,000

Typical home value
$365K
MN $351K
Estimate
2-bedroom rent
$1,120
a month, utilities in · HUD
Median tax bill
$2,821
MN $3,357
Affordability

What it takes to buy in Osborne

Try your own numbers below.

You could afford about
$341,000
Typical Osborne home $365K

That’s $24K short of a typical Osborne home.

The typical home, each month
$2,220
Loan $1,810Tax $310Insurance $110

A two-bedroom rents for about $1,120 a month here, $1,100 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Minnesota typical property tax (1.02% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,120

Fair Market Rent a month, utilities included

Studio$780
1 bedroom$860
2 bedrooms$1,120
3 bedrooms$1,390
4 bedrooms$1,750
15%
of households rent · MN 28%
13
renter households

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Rock County, MN HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

85% of Osborne households own their home

Half of Osborne’s homes were built before 1969.

Owners and renters
Own 85%Rent 15%

Minnesota: 72% own.

1969
typical home built · MN 1979
$2,821
median property tax bill · MN $3,357
5%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Neighbors talk housing

What Osborne buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Osborne still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

Post to Osborne

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in