Natural hazards · Osborne

Osborne, MN natural hazards

Most of the natural-hazard damage FEMA expects in Osborne comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Osborne?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Osborne to be higher than in 45% of U.S. communities, mostly from inland flooding.

Inland flooding44%Cold waves15%Tornadoes13%Hail9%Drought6%Strong wind5%Everything else8%

By hazard

What Osborne faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 2 times a year in the area

Cold waves

15% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 12 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 16 years in the area

Hail

9% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 5 times a year in the area

Drought

6% of expected damage

Recorded about 10 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Osborne flood?

FEMA's records show no paid flood insurance claims in Osborne.

of all homes
are insured

No community discount. Osborne isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pipestone County.

Disasters that hit Osborne

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Osborne itself: aid to households, or repair grants to the Township of Osborne.

Brought FEMA money into OsborneDeclared for Pipestone County only

2024

Severe Storms and Flooding

$4K to the Township of Osborne for repairs

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$22K to the Township of Osborne for repairs

2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$44K to the Township of Osborne for repairs

2010

Severe Storms and Flooding

$36K to the Township of Osborne for repairs

Pipestone County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Osborne

Osborne and the towns around it

Very lowLowModerateHighVery high

Elmermostly inland floodingModerate

Battle Plainmostly inland floodingModerate

Moultonmostly inland floodingModerate

Osbornemostly inland floodingModerate

Burkemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Osborne covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Osborne’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Osborne. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Osborne total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.