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Natural hazards · O'Brien

O'Brien, MN natural hazards

Most of the natural-hazard damage FEMA expects in O'Brien comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is O'Brien?

19
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in O'Brien to be higher than in 19% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding67%Cold waves17%Everything else17%
By hazard

What O'Brien faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage
Below average · higher than 44% of U.S. places
Recorded about once every 2 years in the area

Cold waves

17% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 16 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does O'Brien flood?

FEMA's records show no paid flood insurance claims in O'Brien.

of all homes
are insured
No community discount. O'Brien isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Beltrami County.
Disasters that hit O'Brien

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in O'Brien itself: aid to households, or repair grants to the Township of O'Brien.

Brought FEMA money into O'BrienDeclared for Beltrami County only
2011

Severe Storms and Flooding

$3K to the Township of O'Brien for repairs
2009

Severe Storms and Flooding

$825 to the Township of O'Brien for repairs
Beltrami County has had 19 natural disasters declared since 1953, most often floods and severe storms.
Around O'Brien

O'Brien and the towns around it

Nebish: Very low, mostly inland floodingQuiring: High, mostly inland floodingLangor: High, mostly inland floodingHagali: Very low, mostly inland floodingDurand: Very low, mostly inland floodingAlaska: Very low, mostly inland floodingCormant: High, mostly inland floodingBattle: Moderate, mostly inland floodingWoodrow: High, mostly inland floodingHornet: High, mostly inland floodingHines: Very low, mostly inland floodingShooks: High, mostly inland floodingPort Hope: Moderate, mostly inland floodingTenstrike: Moderate, mostly inland floodingO'Brien: Very low, mostly inland flooding O'BrienNebishQuiringLangorHagali
Very lowLowModerateHighVery high
Quiringmostly inland floodingHigh
Langormostly inland floodingHigh
O'Brienmostly inland floodingVery low
Nebishmostly inland floodingVery low
Hagalimostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. O'Brien is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to O'Brien’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of O'Brien. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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