Natural hazards · Hagali

Hagali, MN natural hazards

Most of the natural-hazard damage FEMA expects in Hagali comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hagali?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hagali to be higher than in 19% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding67%Cold waves17%Everything else17%

By hazard

What Hagali faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once every 2 years in the area

Cold waves

17% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 16 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hagali flood?

FEMA's records show no paid flood insurance claims in Hagali.

of all homes
are insured

No community discount. Hagali isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Beltrami County.

Disasters that hit Hagali

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hagali itself: aid to households, or repair grants to the Township of Hagali.

Brought FEMA money into HagaliDeclared for Beltrami County only

2001

Severe Winter Storms, Flooding, and Tornadoes

$4K to the Township of Hagali for repairs

Beltrami County has had 19 natural disasters declared since 1953, most often floods and severe storms.

Around Hagali

Hagali and the towns around it

Very lowLowModerateHighVery high

Port Hopemostly inland floodingModerate

Tenstrikemostly inland floodingModerate

Hagalimostly inland floodingVery low

Hinesmostly inland floodingVery low

Durandmostly inland floodingVery low

O'Brienmostly inland floodingVery low

Nebishmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hagali is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hagali’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Hagali. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.