Natural hazards · Nicollet

Nicollet, MN natural hazards

Most of the natural-hazard damage FEMA expects in Nicollet comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Nicollet?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nicollet to be higher than in 50% of U.S. communities, mostly from inland flooding.

Inland flooding48%Strong wind13%Cold waves13%Tornadoes10%Hail7%Everything else8%

By hazard

What Nicollet faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once a year in the area

Strong wind

13% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Cold waves

13% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 11 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 5 years in the area

Hail

7% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Nicollet flood?

FEMA's records show no paid flood insurance claims in Nicollet.

of all homes
are insured

No community discount. Nicollet isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nicollet County.

Disasters that hit Nicollet

Federal disasters declared here

None of the disasters declared for Nicollet County shows FEMA aid or repair money reaching Nicollet itself in FEMA’s records.

Brought FEMA money into NicolletDeclared for Nicollet County only

Nicollet County has had 18 natural disasters declared since 1953, most often floods and severe storms.

Around Nicollet

Nicollet and the towns around it

Very lowLowModerateHighVery high

Judsonmostly inland floodingHigh

Cambriamostly inland floodingHigh

Nicolletmostly inland floodingModerate

Belgrademostly inland floodingModerate

Granbymostly inland floodingModerate

Courtlandmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nicollet is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Nicollet’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Nicollet. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.