Natural hazards · Cambria

Cambria, MN natural hazards

Most of the natural-hazard damage FEMA expects in Cambria comes from inland flooding, and overall the risk is high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cambria?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cambria to be higher than in 60% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding46%Cold waves21%Strong wind9%Tornadoes8%Drought7%Hail5%Everything else4%

By hazard

What Cambria faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once a year in the area

Cold waves

21% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 11 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 9 years in the area

Drought

7% of expected damage

Recorded about 12 times a year in the area

Hail

5% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cambria flood?

FEMA's records show no paid flood insurance claims in Cambria.

of all homes
are insured

No community discount. Cambria isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Blue Earth County.

Disasters that hit Cambria

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cambria itself: aid to households, or repair grants to the Township of Cambria.

Brought FEMA money into CambriaDeclared for Blue Earth County only

2024

Severe Storms and Flooding

$9K to the Township of Cambria for repairs

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$26K to the Township of Cambria for repairs

2018

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$31K to the Township of Cambria for repairs

2011

Severe Storms and Flooding

$10K to the Township of Cambria for repairs

2010

Flooding

$8K to the Township of Cambria for repairs

2010

Severe Storms, Tornadoes, and Flooding

$2K to the Township of Cambria for repairs

Blue Earth County has had 20 natural disasters declared since 1953, most often floods and severe storms.

Around Cambria

Cambria and the towns around it

Very lowLowModerateHighVery high

Cambriamostly inland floodingHigh

Butternut Valleymostly inland floodingHigh

Judsonmostly inland floodingHigh

Nicolletmostly inland floodingModerate

Courtlandmostly inland floodingModerate

Cottonwoodmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cambria is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cambria’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Cambria. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.