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Natural hazards · Nesbit

Nesbit, MN natural hazards

Most of the natural-hazard damage FEMA expects in Nesbit comes from inland flooding, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Nesbit?

88
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nesbit to be higher than in 88% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding57%Cold waves24%Hail6%Drought5%Everything else8%
By hazard

What Nesbit faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 2 times a year in the area

Cold waves

24% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about 21 times a year in the area

Hail

6% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about 4 times a year in the area

Drought

5% of expected damage
Recorded about 6 times a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Nesbit flood?

FEMA's records show no paid flood insurance claims in Nesbit.

of all homes
are insured
No community discount. Nesbit isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Polk County.
Disasters that hit Nesbit

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Nesbit itself: aid to households, or repair grants to the Township of Nesbit.

Brought FEMA money into NesbitDeclared for Polk County only
2010

Flooding

$1K to the Township of Nesbit for repairs
2009

Severe Storms and Flooding

$7K to the Township of Nesbit for repairs
2006

Flooding

$984 to the Township of Nesbit for repairs
Polk County has had 27 natural disasters declared since 1953, most often floods and severe storms.
Around Nesbit

Nesbit and the towns around it

Huntsville: Moderate, mostly inland floodingFisher: Very high, mostly inland floodingKeystone: Very high, mostly inland floodingFanny: Very high, mostly inland floodingBygland: Very high, mostly inland floodingEast Grand Forks: Low, mostly inland floodingGrand Forks: Moderate, mostly inland floodingSullivan: Very high, mostly inland floodingRhinehart: Very high, mostly inland floodingLowell: Very high, mostly inland floodingRoome: Very high, mostly inland floodingEuclid: Very high, mostly inland floodingParnell: Very high, mostly inland floodingNesbit: Very high, mostly inland flooding NesbitHuntsvilleFisherKeystoneFanny
Very lowLowModerateHighVery high
Nesbitmostly inland floodingVery high
Keystonemostly inland floodingVery high
Fannymostly inland floodingVery high
Fishermostly inland floodingVery high
Huntsvillemostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nesbit is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Nesbit’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Nesbit. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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