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Natural hazards · Fanny

Fanny, MN natural hazards

Most of the natural-hazard damage FEMA expects in Fanny comes from inland flooding, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fanny?

88
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fanny to be higher than in 88% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding57%Cold waves24%Hail6%Drought5%Everything else8%
By hazard

What Fanny faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 2 times a year in the area

Cold waves

24% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about 21 times a year in the area

Hail

6% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about 4 times a year in the area

Drought

5% of expected damage
Recorded about 6 times a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fanny flood?

FEMA's records show no paid flood insurance claims in Fanny.

of all homes
are insured
No community discount. Fanny isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Polk County.
Disasters that hit Fanny

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fanny itself: aid to households, or repair grants to the Township of Fanny.

Brought FEMA money into FannyDeclared for Polk County only
2022

Severe Storms, Straight-Line Winds, and Flooding

$8K to the Township of Fanny for repairs
2010

Flooding

$5K to the Township of Fanny for repairs
2009

Severe Storms and Flooding

$10K to the Township of Fanny for repairs
2006

Flooding

$3K to the Township of Fanny for repairs
Polk County has had 27 natural disasters declared since 1953, most often floods and severe storms.
Around Fanny

Fanny and the towns around it

Parnell: Very high, mostly inland floodingEuclid: Very high, mostly inland floodingLowell: Very high, mostly inland floodingNesbit: Very high, mostly inland floodingLouisville: High, mostly inland floodingBelgium: Very high, mostly inland floodingCrookston: Very high, mostly inland floodingWylie: High, mostly inland floodingKeystone: Very high, mostly inland floodingCrookston: High, mostly inland floodingFisher: Very high, mostly inland floodingAndover: Very high, mostly inland floodingHuntsville: Moderate, mostly inland floodingFanny: Very high, mostly inland flooding FannyParnellEuclidLowellNesbit
Very lowLowModerateHighVery high
Fannymostly inland floodingVery high
Parnellmostly inland floodingVery high
Euclidmostly inland floodingVery high
Nesbitmostly inland floodingVery high
Lowellmostly inland floodingVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fanny is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Fanny’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Fanny. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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