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Natural hazards · Morken

Morken, MN natural hazards

Most of the natural-hazard damage FEMA expects in Morken comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 105 claims here since 1978. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Morken?

95
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Morken to be higher than in 95% of U.S. communities, mostly from inland flooding.

Inland flooding75%Cold waves11%Everything else14%
By hazard

What Morken faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 2 times a year in the area

Cold waves

11% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 18 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Morken flood?

Every paid claim on a federal flood insurance policy in Morken, from FEMA’s records.

105paid claims since 1978
$1.3Mpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • Winter storm: 12 claims, $114K
  • Not a named storm: 5 claims, $17K
  • Severe flooding: 2 claims, $4K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Morken isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clay County.
Disasters that hit Morken

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Morken itself: aid to households, or repair grants to the Township of Morken.

Brought FEMA money into MorkenDeclared for Clay County only
2010

Flooding

$2K to the Township of Morken for repairs
2009

Severe Storms and Flooding

$13K to the Township of Morken for repairs
2006

Flooding

$41K to the Township of Morken for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$2K to the Township of Morken for repairs
2000

Severe Storms and Flooding

$794 to the Township of Morken for repairs
Clay County has had 25 natural disasters declared since 1953, most often floods and severe storms.
Around Morken

Morken and the towns around it

Kragnes: Very high, mostly inland floodingFlowing: Very high, mostly inland floodingViding: Very high, mostly inland floodingHarwood: High, mostly inland floodingGeorgetown: Very high, mostly inland floodingWiser: Moderate, mostly strong windsOakport: Very high, mostly inland floodingReed: High, mostly inland floodingFargo: Moderate, mostly inland floodingKeene: High, mostly inland floodingFelton: High, mostly inland floodingSpring Prairie: High, mostly inland floodingMary: Low, mostly inland floodingMorken: Very high, mostly inland flooding MorkenKragnesFlowingViding
Very lowLowModerateHighVery high
Morkenmostly inland floodingVery high
Kragnesmostly inland floodingVery high
Flowingmostly inland floodingVery high
Vidingmostly inland floodingVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Morken covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Morken’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Morken. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Morken total about $4.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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