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Natural hazards · Flowing

Flowing, MN natural hazards

Most of the natural-hazard damage FEMA expects in Flowing comes from inland flooding, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Flowing?

95
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Flowing to be higher than in 95% of U.S. communities, mostly from inland flooding.

Inland flooding75%Cold waves11%Everything else14%
By hazard

What Flowing faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 2 times a year in the area

Cold waves

11% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 18 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Flowing flood?

FEMA's records show no paid flood insurance claims in Flowing.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Flowing isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clay County.
Disasters that hit Flowing

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Flowing itself: aid to households, or repair grants to the Township of Flowing.

Brought FEMA money into FlowingDeclared for Clay County only
2010

Flooding

$5K to the Township of Flowing for repairs
2009

Severe Storms and Flooding

$13K to the Township of Flowing for repairs
2006

Flooding

$2K to the Township of Flowing for repairs
2000

Severe Storms and Flooding

$920 to the Township of Flowing for repairs
Clay County has had 25 natural disasters declared since 1953, most often floods and severe storms.
Around Flowing

Flowing and the towns around it

Keene: High, mostly inland floodingMorken: Very high, mostly inland floodingFelton: High, mostly inland floodingSpring Prairie: High, mostly inland floodingGoose Prairie: High, mostly inland floodingHagen: High, mostly inland floodingKragnes: Very high, mostly inland floodingViding: Very high, mostly inland floodingWinchester: Low, mostly inland floodingMoland: Very high, mostly inland floodingCromwell: High, mostly inland floodingRiverton: High, mostly inland floodingFlowing: Very high, mostly inland flooding FlowingKeeneMorkenFeltonSpring Prairie
Very lowLowModerateHighVery high
Flowingmostly inland floodingVery high
Morkenmostly inland floodingVery high
Keenemostly inland floodingHigh
Feltonmostly inland floodingHigh
Spring Prairiemostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Flowing is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Flowing’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Flowing. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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