Natural hazards · Mora

Mora, MN natural hazards

Most of the natural-hazard damage FEMA expects in Mora comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1984. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mora?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mora to be higher than in 47% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding53%Cold waves23%Tornadoes12%Everything else13%

By hazard

What Mora faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 3 years in the area

Cold waves

23% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 11 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 74% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mora flood?

Every paid claim on a federal flood insurance policy in Mora, from FEMA’s records.

3paid claims since 1984

$58Kpaid to owners

0homes flooded more than once

19842026

of all homes
are insured

No community discount. Mora isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kanabec County.

Disasters that hit Mora

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mora itself: aid to households, or repair grants to the City of Mora.

Brought FEMA money into MoraDeclared for Kanabec County only

2018

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$97K to the City of Mora for repairs

2011

Severe Storms, Flooding, and Tornadoes

$3K to the City of Mora for repairs

Kanabec County has had 9 natural disasters declared since 1953, most often floods and severe storms.

Around Mora

Mora and the towns around it

Very lowLowModerateHighVery high

Arthurmostly inland floodingHigh

Moramostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mora covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Mora’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mora. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mora total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.