Natural hazards · Marshall

Marshall, MN natural hazards

Most of the natural-hazard damage FEMA expects in Marshall comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 18 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Marshall?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Marshall to be higher than in 83% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding70%Cold waves16%Tornadoes7%Everything else7%

By hazard

What Marshall faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Cold waves

16% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 13 times a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 84% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Marshall flood?

Every paid claim on a federal flood insurance policy in Marshall, from FEMA’s records.

18paid claims since 1979

$75Kpaid to owners

1homes flooded more than once

19792026

Biggest named events

Severe flooding: 4 claims, $15K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Marshall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lyon County.

Disasters that hit Marshall

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Marshall itself: aid to households, or repair grants to the City of Marshall.

Brought FEMA money into MarshallDeclared for Lyon County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$32K to the City of Marshall for repairs

2018

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$39K to the City of Marshall for repairs

2011

Severe Storms, Flooding, and Tornadoes

$205K to the City of Marshall for repairs

2010

Severe Storms and Flooding

$22K to the City of Marshall for repairs

Lyon County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Marshall

Marshall and the towns around it

Very lowLowModerateHighVery high

Marshallmostly inland floodingVery high

Fairviewmostly inland floodingVery high

Lyndmostly inland floodingVery high

Grandviewmostly inland floodingVery high

Lake Marshallmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Marshall covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Marshall’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Marshall. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Marshall total about $8.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.