Natural hazards · Lake Marshall

Lake Marshall, MN natural hazards

Most of the natural-hazard damage FEMA expects in Lake Marshall comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 8 claims here since 1983.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lake Marshall?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lake Marshall to be higher than in 56% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding60%Cold waves22%Tornadoes9%Everything else10%

By hazard

What Lake Marshall faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Cold waves

22% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 13 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 84% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lake Marshall flood?

Every paid claim on a federal flood insurance policy in Lake Marshall, from FEMA’s records.

8paid claims since 1983

$52Kpaid to owners

0homes flooded more than once

19832026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lake Marshall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lyon County.

Disasters that hit Lake Marshall

Federal disasters declared here

None of the disasters declared for Lyon County shows FEMA aid or repair money reaching Lake Marshall itself in FEMA’s records.

Brought FEMA money into Lake MarshallDeclared for Lyon County only

Lyon County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Lake Marshall

Lake Marshall and the towns around it

Very lowLowModerateHighVery high

Marshallmostly inland floodingVery high

Cliftonmostly inland floodingVery high

Lyndmostly inland floodingVery high

Sodusmostly inland floodingHigh

Lake Marshallmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lake Marshall covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lake Marshall’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Lake Marshall. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lake Marshall total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.