Natural hazards · Little Falls

Little Falls, MN natural hazards

Most of the natural-hazard damage FEMA expects in Little Falls comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 6 claims here since 1990. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Little Falls?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Little Falls to be higher than in 87% of U.S. communities, mostly from inland flooding.

Inland flooding84%Everything else16%

By hazard

What Little Falls faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Little Falls flood?

Every paid claim on a federal flood insurance policy in Little Falls, from FEMA’s records.

6paid claims since 1990

$71Kpaid to owners

0homes flooded more than once

19902026

Biggest named events

Severe flooding: 2 claims, $3K

of all homes
are insured

No community discount. Little Falls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Morrison County.

Disasters that hit Little Falls

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Little Falls itself: aid to households, or repair grants to the City of Little Falls.

Brought FEMA money into Little FallsDeclared for Morrison County only

2022

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$42K to the City of Little Falls for repairs

Morrison County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Little Falls

Little Falls and the towns around it

Very lowLowModerateHighVery high

Little Fallsmostly inland floodingVery high

Belle Prairiemostly inland floodingVery high

Pike Creekmostly inland floodingHigh

Green Prairiemostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Little Falls covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Little Falls’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Little Falls. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Little Falls total about $8.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.