Natural hazards · Belle Prairie

Belle Prairie, MN natural hazards

Most of the natural-hazard damage FEMA expects in Belle Prairie comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 3 claims here since 2003. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Belle Prairie?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belle Prairie to be higher than in 84% of U.S. communities, mostly from inland flooding.

Inland flooding79%Everything else21%

By hazard

What Belle Prairie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Belle Prairie flood?

Every paid claim on a federal flood insurance policy in Belle Prairie, from FEMA’s records.

3paid claims since 2003

$17Kpaid to owners

0homes flooded more than once

20032026

of all homes
are insured

No community discount. Belle Prairie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Morrison County.

Disasters that hit Belle Prairie

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Belle Prairie itself: aid to households, or repair grants to the Township of Belle Prairie.

Brought FEMA money into Belle PrairieDeclared for Morrison County only

2013

Severe Storms, Straight-Line Winds, and Flooding

$870 to the Township of Belle Prairie for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$11K to the Township of Belle Prairie for repairs

Morrison County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Belle Prairie

Belle Prairie and the towns around it

Very lowLowModerateHighVery high

Little Fallsmostly inland floodingVery high

Belle Prairiemostly inland floodingVery high

Little Fallsmostly inland floodingVery high

Ripleymostly inland floodingVery high

Green Prairiemostly inland floodingHigh

Buhmostly inland floodingHigh

Agrammostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belle Prairie covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Belle Prairie’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Belle Prairie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Belle Prairie total about $6.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.