Natural hazards · Lilydale

Lilydale, MN natural hazards

Most of the natural-hazard damage FEMA expects in Lilydale comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 34 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lilydale?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lilydale to be higher than in 19% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding36%Tornadoes26%Strong wind17%Cold waves9%Hail7%Everything else4%

By hazard

What Lilydale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about once a year in the area

Tornadoes

26% of expected damage

Well above average · higher than 86% of U.S. places

Strong wind

17% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Cold waves

9% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 9 times a year in the area

Hail

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 7 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lilydale flood?

Every paid claim on a federal flood insurance policy in Lilydale, from FEMA’s records.

34paid claims since 1979

$2.7Mpaid to owners

2homes flooded more than once

19792026

Biggest named events

Severe flooding: 3 claims, $455K
June Midwest Flooding: 3 claims, $340K
Not a named storm: 1 claim, $527

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lilydale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dakota County.

Disasters that hit Lilydale

Federal disasters declared here

None of the disasters declared for Dakota County shows FEMA aid or repair money reaching Lilydale itself in FEMA’s records.

Brought FEMA money into LilydaleDeclared for Dakota County only

Dakota County has had 14 natural disasters declared since 1953, most often floods and severe storms.

Around Lilydale

Lilydale and the towns around it

Very lowLowModerateHighVery high

Mendota Heightsmostly inland floodingLow

St. Paulmostly inland floodingLow

Lilydalemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lilydale is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lilydale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lilydale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.