Natural hazards · Lanesboro

Lanesboro, MN natural hazards

Most of the natural-hazard damage FEMA expects in Lanesboro comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 2008. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lanesboro?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lanesboro to be higher than in 80% of U.S. communities, mostly from inland flooding.

Inland flooding76%Tornadoes10%Cold waves9%Everything else6%

By hazard

What Lanesboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 10 years in the area

Cold waves

9% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 10 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lanesboro flood?

Every paid claim on a federal flood insurance policy in Lanesboro, from FEMA’s records.

2paid claims since 2008

$7Kpaid to owners

0homes flooded more than once

20082026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lanesboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fillmore County.

Disasters that hit Lanesboro

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Lanesboro itself: aid to households, or repair grants to the City of Lanesboro.

Brought FEMA money into LanesboroDeclared for Fillmore County only

2007

Severe Storms and Flooding

14 households applied for aid $46K aid approved

Fillmore County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Lanesboro

Lanesboro and the towns around it

Very lowLowModerateHighVery high

Carroltonmostly inland floodingVery high

Lanesboromostly inland floodingVery high

Holtmostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lanesboro is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lanesboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lanesboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.