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Natural hazards · Holt

Holt, MN natural hazards

Most of the natural-hazard damage FEMA expects in Holt comes from inland flooding, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Holt?

80
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holt to be higher than in 80% of U.S. communities, mostly from inland flooding.

Inland flooding76%Tornadoes10%Cold waves9%Everything else6%
By hazard

What Holt faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about once a year in the area

Tornadoes

10% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once every 10 years in the area

Cold waves

9% of expected damage
Above average · higher than 63% of U.S. places
Recorded about 10 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Holt flood?

FEMA's records show no paid flood insurance claims in Holt.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Holt isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Fillmore County.
Disasters that hit Holt

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Holt itself: aid to households, or repair grants to the Township of Holt.

Brought FEMA money into HoltDeclared for Fillmore County only
2016

Severe Storms and Flooding

$96K to the Township of Holt for repairs
2013

Severe Storms, Straight-Line Winds, and Flooding

$187K to the Township of Holt for repairs
2007

Severe Storms and Flooding

$27K to the Township of Holt for repairs
2000

Severe Storms and Flooding

$35K to the Township of Holt for repairs
Fillmore County has had 16 natural disasters declared since 1953, most often floods and severe storms.
Around Holt

Holt and the towns around it

Lanesboro: Very high, mostly inland floodingAmherst: Very high, mostly inland floodingCarrolton: Very high, mostly inland floodingNorway: Very high, mostly inland floodingArendahl: Very high, mostly inland floodingPreble: Very high, mostly inland floodingPreston: Very high, mostly inland floodingCanton: Low, mostly inland floodingPreston: Very high, mostly inland floodingPilot Mound: Very high, mostly inland floodingFountain: Moderate, mostly inland floodingRushford Village: Very high, mostly inland floodingYucatan: Very high, mostly inland floodingFremont: Low, mostly inland floodingHolt: Very high, mostly inland flooding HoltLanesboroAmherstCarroltonNorwayArendahl
Very lowLowModerateHighVery high
Arendahlmostly inland floodingVery high
Amherstmostly inland floodingVery high
Carroltonmostly inland floodingVery high
Holtmostly inland floodingVery high
Lanesboromostly inland floodingVery high
Norwaymostly inland floodingVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holt is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Holt’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Holt. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Holt, MNFillmore CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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