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Natural hazards · Lake Andrew

Lake Andrew, MN natural hazards

Most of the natural-hazard damage FEMA expects in Lake Andrew comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lake Andrew?

49
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lake Andrew to be higher than in 49% of U.S. communities, mostly from inland flooding.

Inland flooding51%Cold waves14%Hail11%Strong wind11%Tornadoes7%Everything else7%
By hazard

What Lake Andrew faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage
Above average · higher than 69% of U.S. places
Recorded about once every 2 years in the area

Cold waves

14% of expected damage
Well below average · higher than 17% of U.S. places
Recorded about 12 times a year in the area

Hail

11% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 5 times a year in the area

Strong wind

11% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

7% of expected damage
Above average · higher than 69% of U.S. places
Recorded about once every 10 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lake Andrew flood?

FEMA's records show no paid flood insurance claims in Lake Andrew.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Lake Andrew isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kandiyohi County.
Disasters that hit Lake Andrew

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lake Andrew itself: aid to households, or repair grants to the Township of Lake Andrew.

Brought FEMA money into Lake AndrewDeclared for Kandiyohi County only
2022

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$16K to the Township of Lake Andrew for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$27K to the Township of Lake Andrew for repairs
Kandiyohi County has had 13 natural disasters declared since 1953, most often severe storms and floods.
Around Lake Andrew

Lake Andrew and the towns around it

Arctander: Moderate, mostly inland floodingNew London: Low, mostly inland floodingColfax: Moderate, mostly inland floodingDovre: Low, mostly inland floodingMamre: Low, mostly inland floodingNorway Lake: Moderate, mostly inland floodingHayes: Moderate, mostly inland floodingSpicer: Low, mostly inland floodingBurbank: Moderate, mostly inland floodingGreen Lake: Low, mostly inland floodingIrving: Moderate, mostly inland floodingCrow Lake: Low, mostly inland floodingCrow River: Low, mostly inland floodingWillmar: Very low, mostly inland floodingWillmar: Low, mostly inland floodingSt. Johns: Low, mostly inland floodingPillsbury: Moderate, mostly inland floodingPennock: Low, mostly inland floodingLake Andrew: Moderate, mostly inland flooding Lake AndrewArctanderNew LondonColfaxDovreMamre
Very lowLowModerateHighVery high
Lake Andrewmostly inland floodingModerate
Arctandermostly inland floodingModerate
Colfaxmostly inland floodingModerate
New Londonmostly inland floodingLow
Dovremostly inland floodingLow
Mamremostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lake Andrew covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Lake Andrew’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lake Andrew. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lake Andrew total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The porch light’s on

Where to, neighbor?

You’re in Lake Andrew, MNKandiyohi CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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