Natural hazards · Arctander

Arctander, MN natural hazards

Most of the natural-hazard damage FEMA expects in Arctander comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Arctander?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Arctander to be higher than in 49% of U.S. communities, mostly from inland flooding.

Inland flooding51%Cold waves14%Hail11%Strong wind11%Tornadoes7%Everything else7%

By hazard

What Arctander faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 2 years in the area

Cold waves

14% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 12 times a year in the area

Hail

11% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 5 times a year in the area

Strong wind

11% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 10 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Arctander flood?

FEMA's records show no paid flood insurance claims in Arctander.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Arctander isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kandiyohi County.

Disasters that hit Arctander

Federal disasters declared here

None of the disasters declared for Kandiyohi County shows FEMA aid or repair money reaching Arctander itself in FEMA’s records.

Brought FEMA money into ArctanderDeclared for Kandiyohi County only

Kandiyohi County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Arctander

Arctander and the towns around it

Very lowLowModerateHighVery high

Arctandermostly inland floodingModerate

Norway Lakemostly inland floodingModerate

Lake Andrewmostly inland floodingModerate

Hayesmostly inland floodingModerate

Mamremostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Arctander is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Arctander’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Arctander. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.