TownTapestry
Sign inJoin
HibbingGood morning
Natural hazards · Hibbing

Hibbing, MN natural hazards

Most of the natural-hazard damage FEMA expects in Hibbing comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hibbing?

31
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hibbing to be higher than in 31% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves67%Inland flooding24%Everything else9%
By hazard

What Hibbing faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

67% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about 17 times a year in the area

Inland flooding

24% of expected damage
Above average · higher than 60% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hibbing flood?

Every paid claim on a federal flood insurance policy in Hibbing, from FEMA’s records.

3paid claims since 1979
$2Kpaid to owners
0homes flooded more than once
19792026

Biggest named events

  • Not a named storm: 1 claim, $225
  • Severe flooding: 1 claim, $2K
of all homes
are insured
No community discount. Hibbing isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: St. Louis County.
Disasters that hit Hibbing

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hibbing itself: aid to households, or repair grants to the City of Hibbing.

Brought FEMA money into HibbingDeclared for St. Louis County only
2024

Severe Storms and Flooding

108 households applied for aid $380K aid approved $85K to the City of Hibbing for repairs
2023

Severe Storms and Flooding

$39K to the City of Hibbing for repairs
2022

Severe Storms, Straight-Line Winds, and Flooding

$96K to the City of Hibbing for repairs
1999

Severe Storms, Winds, and Flooding

$384K to the City of Hibbing for repairs
St. Louis County has had 15 natural disasters declared since 1953, most often floods and severe storms.
Around Hibbing

Hibbing and the towns around it

Cherry: Low, mostly cold wavesBalkan: Moderate, mostly cold wavesLone Pine: Low, mostly cold wavesLavell: High, mostly cold wavesNashwauk: High, mostly inland floodingKeewatin: Low, mostly cold wavesNashwauk: Low, mostly cold wavesGreat Scott: Low, mostly cold wavesClinton: Moderate, mostly cold wavesChisholm: Low, mostly cold wavesGreenway: Low, mostly cold wavesGoodland: Moderate, mostly inland floodingMcDavitt: High, mostly cold wavesToivola: High, mostly cold wavesLawrence: High, mostly inland floodingBalsam: High, mostly inland floodingMountain Iron: Very low, mostly cold wavesBuhl: Low, mostly cold wavesHibbing: Low, mostly cold waves HibbingCherryBalkanLone PineLavellNashwaukKeewatinNashwaukGreat Scott
Very lowLowModerateHighVery high
Lavellmostly cold wavesHigh
Nashwaukmostly inland floodingHigh
Balkanmostly cold wavesModerate
Lone Pinemostly cold wavesLow
Hibbingmostly cold wavesLow
Cherrymostly cold wavesLow
Great Scottmostly cold wavesLow
Keewatinmostly cold wavesLow
Nashwaukmostly cold wavesLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hibbing covers 5 census tracts, combined by population.
Money that reached townFlood claims are matched to Hibbing’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hibbing. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hibbing total about $16.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Hibbing, MNView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Hibbing is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map