Natural hazards · Cherry

Cherry, MN natural hazards

Most of the natural-hazard damage FEMA expects in Cherry comes from cold waves, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cherry?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cherry to be higher than in 30% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves70%Inland flooding21%Everything else9%

By hazard

What Cherry faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

70% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 17 times a year in the area

Inland flooding

21% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cherry flood?

FEMA's records show no paid flood insurance claims in Cherry.

of all homes
are insured

No community discount. Cherry isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Louis County.

Disasters that hit Cherry

Federal disasters declared here

None of the disasters declared for St. Louis County shows FEMA aid or repair money reaching Cherry itself in FEMA’s records.

Brought FEMA money into CherryDeclared for St. Louis County only

St. Louis County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Cherry

Cherry and the towns around it

Very lowLowModerateHighVery high

Lavellmostly cold wavesHigh

Clintonmostly cold wavesModerate

Hibbingmostly cold wavesLow

Cherrymostly cold wavesLow

Great Scottmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cherry is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cherry’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Cherry. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.