Natural hazards · Hendrum

Hendrum, MN natural hazards

Most of the natural-hazard damage FEMA expects in Hendrum comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hendrum?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hendrum to be higher than in 46% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding37%Cold waves25%Drought13%Hail10%Strong wind6%Everything else10%

By hazard

What Hendrum faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once a year in the area

Cold waves

25% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 20 times a year in the area

Drought

13% of expected damage

Recorded about 6 times a year in the area

Hail

10% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 4 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hendrum flood?

FEMA's records show no paid flood insurance claims in Hendrum.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hendrum isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Norman County.

Disasters that hit Hendrum

Federal disasters declared here

None of the disasters declared for Norman County shows FEMA aid or repair money reaching Hendrum itself in FEMA’s records.

Brought FEMA money into HendrumDeclared for Norman County only

Norman County has had 28 natural disasters declared since 1953, most often floods and severe storms.

Around Hendrum

Hendrum and the towns around it

Very lowLowModerateHighVery high

Hendrummostly inland floodingModerate

Leemostly inland floodingModerate

Halstadmostly inland floodingModerate

Hegnemostly inland floodingLow

Elm Rivermostly hailLow

Herbergmostly hailLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hendrum is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hendrum’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Hendrum. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.