Natural hazards · Halstad

Halstad, MN natural hazards

Most of the natural-hazard damage FEMA expects in Halstad comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Halstad?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Halstad to be higher than in 46% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding37%Cold waves25%Drought13%Hail10%Strong wind6%Everything else10%

By hazard

What Halstad faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once a year in the area

Cold waves

25% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 20 times a year in the area

Drought

13% of expected damage

Recorded about 6 times a year in the area

Hail

10% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 4 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Halstad flood?

FEMA's records show no paid flood insurance claims in Halstad.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Halstad isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Norman County.

Disasters that hit Halstad

Federal disasters declared here

None of the disasters declared for Norman County shows FEMA aid or repair money reaching Halstad itself in FEMA’s records.

Brought FEMA money into HalstadDeclared for Norman County only

Norman County has had 28 natural disasters declared since 1953, most often floods and severe storms.

Around Halstad

Halstad and the towns around it

Very lowLowModerateHighVery high

Halstadmostly inland floodingModerate

Shellymostly inland floodingModerate

Anthonymostly inland floodingModerate

Hendrummostly inland floodingModerate

Herbergmostly hailLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Halstad is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Halstad’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Halstad. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.