Natural hazards · Hastings

Hastings, MN natural hazards

Most of the natural-hazard damage FEMA expects in Hastings comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 24 claims here since 1978. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hastings?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hastings to be higher than in 39% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding44%Tornadoes26%Strong wind12%Cold waves8%Hail5%Everything else4%

By hazard

What Hastings faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once a year in the area

Tornadoes

26% of expected damage

Well above average · higher than 90% of U.S. places

Strong wind

12% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Cold waves

8% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 9 times a year in the area

Hail

5% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hastings flood?

Every paid claim on a federal flood insurance policy in Hastings, from FEMA’s records.

24paid claims since 1978

$194Kpaid to owners

4homes flooded more than once

19782026

Biggest named events

Severe flooding: 7 claims, $94K
June Midwest Flooding: 1 claim, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hastings isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dakota County.

Disasters that hit Hastings

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hastings itself: aid to households, or repair grants to the City of Hastings.

Brought FEMA money into HastingsDeclared for Dakota County only

2012

Severe Storms and Flooding

$148K to the City of Hastings for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$3.5M to the City of Hastings for repairs

Dakota County has had 14 natural disasters declared since 1953, most often floods and severe storms.

Around Hastings

Hastings and the towns around it

Very lowLowModerateHighVery high

Ravennamostly inland floodingModerate

Denmarkmostly inland floodingModerate

Marshanmostly inland floodingModerate

Niningermostly inland floodingModerate

Hastingsmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hastings covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Hastings’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hastings. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hastings total about $5.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.