Natural hazards · Gnesen

Gnesen, MN natural hazards

Most of the natural-hazard damage FEMA expects in Gnesen comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gnesen?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gnesen to be higher than in 45% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding54%Cold waves37%Everything else9%

By hazard

What Gnesen faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Cold waves

37% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 13 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesEarthquakesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gnesen flood?

FEMA's records show no paid flood insurance claims in Gnesen.

of all homes
are insured

No community discount. Gnesen isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Louis County.

Disasters that hit Gnesen

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Gnesen itself: aid to households, or repair grants to the Township of Gnesen.

Brought FEMA money into GnesenDeclared for St. Louis County only

1999

Severe Storms, Winds, and Flooding

$9K to the Township of Gnesen for repairs

St. Louis County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Gnesen

Gnesen and the towns around it

Very lowLowModerateHighVery high

Gnesenmostly inland floodingModerate

North Starmostly inland floodingModerate

Normannamostly inland floodingModerate

Fredenbergmostly inland floodingLow

Rice Lakemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gnesen is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gnesen’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Gnesen. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.