Natural hazards · Fredenberg

Fredenberg, MN natural hazards

Most of the natural-hazard damage FEMA expects in Fredenberg comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2022. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fredenberg?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fredenberg to be higher than in 37% of U.S. communities, mostly from inland flooding.

Inland flooding82%Everything else18%

By hazard

What Fredenberg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fredenberg flood?

Every paid claim on a federal flood insurance policy in Fredenberg, from FEMA’s records.

2paid claims since 2022

$259Kpaid to owners

0homes flooded more than once

20222026

Biggest named events

June Midwest Flooding: 1 claim, $235K

of all homes
are insured

No community discount. Fredenberg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Louis County.

Disasters that hit Fredenberg

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fredenberg itself: aid to households, or repair grants to the Township of Fredenberg.

Brought FEMA money into FredenbergDeclared for St. Louis County only

2012

Severe Storms and Flooding

$3K to the Township of Fredenberg for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$5K to the Township of Fredenberg for repairs

1999

Severe Storms, Winds, and Flooding

$3K to the Township of Fredenberg for repairs

St. Louis County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Fredenberg

Fredenberg and the towns around it

Very lowLowModerateHighVery high

Grand Lakemostly inland floodingModerate

Gnesenmostly inland floodingModerate

Fredenbergmostly inland floodingLow

Canosiamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fredenberg covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fredenberg’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Fredenberg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fredenberg total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.