Natural hazards · Garnes

Garnes, MN natural hazards

Most of the natural-hazard damage FEMA expects in Garnes comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Garnes?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Garnes to be higher than in 80% of U.S. communities, mostly from inland flooding and drought.

Inland flooding48%Drought21%Cold waves17%Everything else15%

By hazard

What Garnes faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 2 years in the area

Drought

21% of expected damage

Recorded about 14 times a year in the area

Cold waves

17% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 21 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Garnes flood?

FEMA's records show no paid flood insurance claims in Garnes.

Disasters that hit Garnes

Federal disasters declared here

None of the disasters declared for Red Lake County shows FEMA aid or repair money reaching Garnes itself in FEMA’s records.

Brought FEMA money into GarnesDeclared for Red Lake County only

Red Lake County has had 21 natural disasters declared since 1953, most often floods and severe storms.

Around Garnes

Garnes and the towns around it

Very lowLowModerateHighVery high

Mayfieldmostly inland floodingVery high

Wyandottemostly inland floodingVery high

Garnesmostly inland floodingVery high

Emardvillemostly inland floodingVery high

Equalitymostly inland floodingVery high

Lambertmostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Garnes is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Garnes’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Garnes. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.