Natural hazards · Emardville

Emardville, MN natural hazards

Most of the natural-hazard damage FEMA expects in Emardville comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 1997. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Emardville?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Emardville to be higher than in 80% of U.S. communities, mostly from inland flooding and drought.

Inland flooding48%Drought21%Cold waves17%Everything else15%

By hazard

What Emardville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 2 years in the area

Drought

21% of expected damage

Recorded about 14 times a year in the area

Cold waves

17% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 21 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Emardville flood?

Every paid claim on a federal flood insurance policy in Emardville, from FEMA’s records.

1paid claims since 1997

$5Kpaid to owners

0homes flooded more than once

19972026

Disasters that hit Emardville

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Emardville itself: aid to households, or repair grants to the Township of Emardville.

Brought FEMA money into EmardvilleDeclared for Red Lake County only

2022

Severe Storms, Straight-Line Winds, and Flooding

$15K to the Township of Emardville for repairs

2011

Severe Storms and Flooding

$1K to the Township of Emardville for repairs

Red Lake County has had 21 natural disasters declared since 1953, most often floods and severe storms.

Around Emardville

Emardville and the towns around it

Very lowLowModerateHighVery high

Wyandottemostly inland floodingVery high

Emardvillemostly inland floodingVery high

Poplar Rivermostly inland floodingVery high

Garnesmostly inland floodingVery high

Gervaismostly inland floodingHigh

Rivermostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Emardville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Emardville’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Emardville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Emardville total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.