Natural hazards · Forada

Forada, MN natural hazards

Most of the natural-hazard damage FEMA expects in Forada comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Forada?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Forada to be higher than in 43% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding55%Cold waves20%Tornadoes10%Strong wind6%Everything else8%

By hazard

What Forada faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 3 years in the area

Cold waves

20% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 14 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 17 years in the area

Strong wind

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 3 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Forada flood?

FEMA's records show no paid flood insurance claims in Forada.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Forada isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Douglas County.

Disasters that hit Forada

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Forada itself: aid to households, or repair grants to the City of Forada.

Brought FEMA money into ForadaDeclared for Douglas County only

2022

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$77K to the City of Forada for repairs

Douglas County has had 11 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Forada is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Forada’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Forada. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.