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Natural hazards · Clarks Grove

Clarks Grove, MN natural hazards

Most of the natural-hazard damage FEMA expects in Clarks Grove comes from inland flooding, and overall the risk is moderate for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Clarks Grove?

40
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clarks Grove to be higher than in 40% of U.S. communities, mostly from inland flooding and drought.

Inland flooding33%Drought25%Tornadoes17%Cold waves9%Strong wind8%Hail6%Everything else2%
By hazard

What Clarks Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage
Below average · higher than 42% of U.S. places
Recorded about once a year in the area

Drought

25% of expected damage
Recorded about 14 times a year in the area

Tornadoes

17% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 7 years in the area

Cold waves

9% of expected damage
Above average · higher than 66% of U.S. places
Recorded about 10 times a year in the area

Strong wind

8% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 4 times a year in the area

Hail

6% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Clarks Grove flood?

FEMA's records show no paid flood insurance claims in Clarks Grove.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Clarks Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Freeborn County.
Disasters that hit Clarks Grove

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clarks Grove itself: aid to households, or repair grants to the City of Clarks Grove.

Brought FEMA money into Clarks GroveDeclared for Freeborn County only
2024

Severe Storms and Flooding

1 household applied for aid $3K aid approved
2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$4K to the City of Clarks Grove for repairs
2016

Severe Storms and Flooding

9 households applied for aid $260 aid approved $26K to the City of Clarks Grove for repairs
2010

Severe Storms, Tornadoes, and Flooding

$20K to the City of Clarks Grove for repairs
2004

Severe Storms and Flooding

19 households applied for aid $47K aid approved $3K to the City of Clarks Grove for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$3K to the City of Clarks Grove for repairs
Freeborn County has had 19 natural disasters declared since 1953, most often floods and severe storms.
Around Clarks Grove

Clarks Grove and the towns around it

Bath: Moderate, mostly inland floodingBancroft: Low, mostly inland floodingGeneva: Moderate, mostly inland floodingHartland: Moderate, mostly inland floodingManchester: Moderate, mostly inland floodingAlbert Lea: Low, mostly inland floodingAlbert Lea: Low, mostly inland floodingRiceland: Moderate, mostly inland floodingClarks Grove: Moderate, mostly inland flooding Clarks GroveBathBancroft
Very lowLowModerateHighVery high
Clarks Grovemostly inland floodingModerate
Bathmostly inland floodingModerate
Bancroftmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clarks Grove is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Clarks Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Clarks Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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