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Natural hazards · Bancroft

Bancroft, MN natural hazards

Most of the natural-hazard damage FEMA expects in Bancroft comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bancroft?

39
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bancroft to be higher than in 39% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding35%Tornadoes21%Drought16%Cold waves11%Strong wind9%Hail6%Everything else2%
By hazard

What Bancroft faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage
Below average · higher than 38% of U.S. places
Recorded about once a year in the area

Tornadoes

21% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once every 13 years in the area

Drought

16% of expected damage
Recorded about 16 times a year in the area

Cold waves

11% of expected damage
Above average · higher than 66% of U.S. places
Recorded about 10 times a year in the area

Strong wind

9% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 4 times a year in the area

Hail

6% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bancroft flood?

FEMA's records show no paid flood insurance claims in Bancroft.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Bancroft isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Freeborn County.
Disasters that hit Bancroft

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bancroft itself: aid to households, or repair grants to the Township of Bancroft.

Brought FEMA money into BancroftDeclared for Freeborn County only
2024

Severe Storms and Flooding

$6K to the Township of Bancroft for repairs
2016

Severe Storms and Flooding

$13K to the Township of Bancroft for repairs
2004

Severe Storms and Flooding

$7K to the Township of Bancroft for repairs
2000

Severe Storms and Flooding

$12K to the Township of Bancroft for repairs
Freeborn County has had 19 natural disasters declared since 1953, most often floods and severe storms.
Around Bancroft

Bancroft and the towns around it

Albert Lea: Low, mostly inland floodingClarks Grove: Moderate, mostly inland floodingBath: Moderate, mostly inland floodingManchester: Moderate, mostly inland floodingAlbert Lea: Low, mostly inland floodingRiceland: Moderate, mostly inland floodingPickerel Lake: Moderate, mostly inland floodingGeneva: Moderate, mostly inland floodingHartland: Moderate, mostly inland floodingCarlston: Moderate, mostly inland floodingFreeman: Low, mostly inland floodingHayward: Moderate, mostly inland floodingHollandale: Moderate, mostly inland floodingMoscow: Moderate, mostly inland floodingBancroft: Low, mostly inland flooding BancroftAlbert LeaClarks GroveBathManchesterAlbert LeaRiceland
Very lowLowModerateHighVery high
Ricelandmostly inland floodingModerate
Clarks Grovemostly inland floodingModerate
Bathmostly inland floodingModerate
Manchestermostly inland floodingModerate
Bancroftmostly inland floodingLow
Albert Leamostly inland floodingLow
Albert Leamostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bancroft is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Bancroft’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Bancroft. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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